Showing results by narrator "Joseph Durika" in All Categories

Do you ever hear - or worry - that an insurance company will not pay a claim because coverage is excluded? In order to know how claims are paid, you need to understand the policy's insuring agreements and exclusions. In this book, attorney and insurance professional Dwight M. Kealy explains the insuring agreements in Coverage A, B, and C. He gives memorable examples of every standard exclusion - and some significant non-standard exclusions. He explains every supplementary payment, and he explains how policy limits impact how claims are paid.

Cyber-risk, climate change, and terrorism are all man-made risks. Daniel Wagner and Dante Disparte, two leading authorities in global risk management, make a compelling case for the need to bring traditional approaches to risk management and decision-making into the 21st century.

The most difficult and lingering problems that arise within organizations do not result from lack of some commodity such as money, machinery, materials, time, ideas, or expertise. If we follow a particular problem back to its roots, we often find that it is actually a "people problem". Somewhere along the line, somebody is angry, resistant, needy, passive, unthinking, obstructive, or in pain.

Glory Lost and Found: How Delta Climbed from Despair to Dominance in the Post-9/11 Era tells the story of Delta's dramatic tumble into bankruptcy and how it climbed its way back to pre-eminence despite hurricane-force headwinds: high fuel prices, a hostile takeover bid, relentless competition, economic meltdowns, and geopolitical shocks.

Welcome to "Franchise Prize?", your comprehensive guide to the world of modern franchising. In this audiobook, we'll explore the intricate landscape of franchise businesses, uncovering what separates the winners from the losers in this popular business model. We'll begin by tracing the rich history of franchising, from its humble beginnings to the global phenomenon it is today. You'll gain insights into how this business model has evolved and adapted over time.

This memoir tells the story of Dr. Joseph Sebarenzi, whose parents, seven siblings, and countless other family members were among 800,000 Tutsi brutally murdered over the course of 90 days in 1994 by extremist Rwandan Hutu - an efficiency that exceeded even that of the Nazi Holocaust. Outbreaks of ethnic violence had been occurring in Rwanda since colonial times when the Belgians ruled the region. As a child, Sebarenzi twice hid with his mother during episodes of killing, narrowly escaping with his life.

Are you excited about planning your next trip? Do you want to try something new? Would you like some guidance from a local? If you answered yes to any of these questions, then this Greater Than a Tourist book is for you. Greater Than a Tourist - San Francisco California USA by Tom Peterson offers the inside scoop on San Francisco from the point of view of someone who lived there for many years.

Horror and suspense are not new topics in classic literature. While many are familiar with titles such as Bram Stoker's Dracula, Mary Shelley's Frankenstein, and the stories and poetry of Edgar Allan Poe, there is a plethora of older and lesser known tales of terror. These short stories (and some poems) contain all of the elements that are still popular with modern horror and suspense: vampires, ghosts, killers, and the supernatural. While some of the titles give away what each piece of literature is about topically, some aren't as clear.

Almost any event can increase a trader, investor, or lender's cross-border risk. An unexpected resignation, a terrorist act, or a currency collapse can completely transform the political and economic landscape of a country, a region, or the world. Since the advent of globalization, politics and economics have been forever entwined, sometimes resulting in calamitous outcomes.

The complete award-winning Sam & Laura Saga. Follow their story as they struggle on the American plains of the mid-1800s.

The hawk was created in the image of a hawk. That means he must use violence every day of his life if he wants to eat and live another day. He can never wake up one morning and say to himself, I no longer wish to eat mice and snakes; I want to eat seeds and nuts like the cardinal. No, he cannot do this, and why? Because he was created in the image of a hawk. I don't see, I don't understand. Sam, I know your father taught you this, but you have forgotten.

Sam must balance what he feels he owes to his dead friend Wiggins against what he owes to Laura and their children.

Samuel Moses Cardiff had a plan. He would graduate from the Teachers College in Albany, secure himself a position as a school master and ask his long-time girlfriend to marry him. He had a plan and just one thing stood in his way, the Civil War. Samuel graduated college the summer Fort Sumter was fired upon and he returned home in time to be enlisted into the 42nd New York Infantry Regiment. His life was put on hold.

Growing up in the charming South, Brandon Russell didn't realize what life had in store for him. A chance meeting planted the seed that would forever change his course. Graduating from college armed with the lofty goal of changing the world, Brandon tells the story of how he came to know fame. It wasn't until Brandon lost his father to cancer did he realize his father's actual tools would give him his true calling in life.

Horror and suspense are not new topics in classic literature. While many are familiar with titles such as Bram Stoker's Dracula, Mary Shelley's Frankenstein, and the stories and poetry of Edgar Allan Poe, there is a plethora of older and lesser known tales of terror. These short stories (and some poems) contain all of the elements that are still popular with modern horror and suspense: vampires, ghosts, killers, and the supernatural.