Budget Management

For most people, budgeting conjures up the same feelings as, say, prison and dieting. But your initial instinct couldn't be further from the truth. You just haven't budgeted the right way. You Need a Budget will teach you four simple rules to completely revolutionize the way you think about managing your money. With a budget, you'll break the paycheck-to-paycheck cycle, get out of debt, and save more money. A liberating, enabling, empowering budget will actually make you feel more free, not more restricted.

Hi, I'm Lisa, and I want to give the word 'budget' a makeover! For most people, the very thought of budgeting makes them want to run a mile. It suggests restriction, going without and only buying the cheapest of the cheap. But at its best, budgeting can mean making smart decisions, planning your spending carefully and having plenty left over for treats. It was only during the December 2021 lockdown that I came across the phenomenon of 'cash-stuffing' on TikTok, where you withdraw your spending money weekly or monthly and divvy it up into sections of a binder.

When you're trying to manage a busy family, it's easy to lose sight of the things that really matter and feel like you're drowning in worries while the pennies are drowning away. So many of us feel we have to pretend to be wealthier than we are and try to hide it when we can't afford something. Why though, when we are all sharing what we had for our tea and how many press ups we did that morning on social media, can't we be more honest about our finances? Why is there still so much shame and secrecy about being a bit strapped for cash, or in debt?

In this mini-book you will find one-hundred tips, ideas and reminders on how to live your most luxurious life on a budget, and a special bonus as well – 50 little extras at the end. If you are keen to uplevel how you live, please let me warmly welcome you in. Find out all my secrets how I have created a luxurious life for myself, even though I value thrift and simplicity. You can create any kind of reality for yourself too.

Learn how Jack Gray, a successful and ambitious entrepreneur with an MBA, hit rock bottom financially but turned it all around and gained more wealth than he ever dreamed,within just a few months! He now spends his time sharing the tools and strategies he created to live his financial dreams.

Whether it's buying a new house, paying your bills, or simply picking up the groceries, money is the biggest cause of stress in the world today, so getting your finances under control is such a desirable thing to achieve. But very few people are taught the strategies and mindsets to budget and save properly. Minimalist Budget provides the tried and tested methods to curb compulsive spending and resist temptation while improving saving habits. Even if you’ve failed with budgeting in the past.

With the recent cost of living crisis, we are all looking for ways to cut bills and save money. Ann Russell, who is best known as 'TikTok's Auntie', has lived much of her life on a tight budget, and since energy bills first started rising, has been answering fan's questions not just about cleaning but about all kinds of ways to economise. Following on from her first book, How to Clean Everything, in How to Save Money Ann will share her advice on the best ways to save money and cut back in all sorts of areas.

As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall.

Minimalist Budget: 30 Days to Minimalism explores the finer detail of what it means to live as a minimalist. Is your financial life one debt away from totally sinking into the deep? Do you admire the manner in which certain minimalists go about their lives, and would like to give it a try? Well, you picked the right book. Many of the questions that may have hindered you from living less are met, in this book, with adequate and satisfactory answers.

Many young adults feel unprepared for adulthood, especially regarding financial matters. Schools often overlook teaching practical money skills, leaving you to figure it out on your own. But financial literacy is a skill you can learn, even without being a math whiz. This book provides invaluable insights to help you avoid common financial mistakes and build a secure future.

Financial literacy is the trick you need to make sure you can always afford what you need and take advantage of every opportunity you get to do the things you want to do…Because the secret to financial success isn’t simply to have more money… It’s to know what to do with that money. This engaging guide will be your companion as you leap headfirst into becoming the master of your money and ensuring your future is the one you want to see.

Driving around the city in any metropolitan areas we all see trendy coffee shops everywhere and not all of them are Starbucks. Do you ever wonder why there are so many new boutique coffee shops popping up everywhere? Well, according to National Coffee Association, it is not a hoax, but the new trend. The coffee industry and the coffee shop business have boomed in recent years, especially with regards to specialty coffees. If you are thinking about opening a coffee house, here are the 13 steps that you will need to take....

In a time of such economic uncertainty, it has never been more important to take control of your money. For over 40 years, Money Box has been arming you with the most up-to-date knowledge, giving you the confidence to take on the financial world. From understanding credit cards and buying your first flat to investing, relationships and finance, and will writing, Paul Lewis' Money Box gives you the tools to balance your budget, grow your bank balance and live a better financial life.

As a financial journalist and educator, Dana Miranda is on a mission to liberate listeners from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greed—much like diet culture does for food and bodies. In this long-overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account.

Art Thinking combines the mind-sets of art and the tools of business to protect space for open-ended exploration and manage risks on your way to success. Art Thinking takes you from "Wouldn't it be cool if...?" to realizing your highest aims, helping you build creative skills you can apply across all facets of business and life. Warm, honest, and unexpected, Art Thinking will help you reimagine your work and life-and even change the world-while enjoying the journey from point A.

This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you'll budget better and become richer as a consequence. Regardless of how much your income is we'll find a way to budget, save, and increase your net worth.

What's the first thing you think of when you hear the word budget? It's a meager little word, one that all too often comes after tight. Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. Budget brings to mind rationing, a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit: budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach.

Does the topic of money and personal finance stress you out? Would you like to learn more about living an ‘expensive’ life on a budget? Instead of feeling constricted and broke when you are on a slim income or have debt to pay off, ‘Financially Chic’ invites you to look upon it as a fun and exciting adventure; where you gain as much enjoyment as possible for the least amount of cost, as well as learning to get ahead financially. It feels creative and satisfying and will set you up for a lifetime of good habits, no matter the age you are starting from.

Do you spend on a lot of junk that doesn’t make you happy? Does money bring anxiety, stress, and debt into your life? If your savings account is nonexistent and you have no idea where your hard-earned money is going, it’s time to redefine your spending habits.

How to negotiate and manage your software portfolio without getting taken advantage of by your suppliers. The fuse on your software budget is BURNING fast! Software companies have crafted a one-sided business model, and they are the only winners. BOOM! You need to understand NOW how one-sided your software relationships and contracts are. Leveling this playing field will provide you with an advantage over your competitors who do not understand the complexities of one of the most critical contracts in your business.